Author Archives: jtickner

Two years ago I sold my home.  This past week I received a phone call from any Attorney’s office looking for the Discharge of Mortgage from that transfer.  I know at the time of closing that the mortgage was paid, … Continued

Here are the HSWC pets of the week. Stewie Stewie is a 6 year old neutered male black and white short haired  kitty. He was with his previous owner for 3 months. He likes other cats and is learning about … Continued

Well it’s fair and carnival time again.  I was at one over the past weekend, my friends and I were at the beer tent (we are all well over the age of 21).  We saw some younger drinkers taking beers … Continued

Here are the HSWC pets of the week Cat Bella Bella is a 10 year old spayed female white with black kitty. She came to the shelter because her owner could no longer care for her. She wants to be … Continued

Here are the HSWC pets of the week.   Abby Abby is a 9 year old spayed female black and white medium haired kitty. She came in the shelter because her owner could no longer care for her. She is … Continued

  Here are the HSWC pets of the week.   Roxie Roxie is a 2 year old spayed female torti striped tiger kitty. She came in the shelter as a stray. She is learning about other cats and dogs while … Continued

  My Granddaughter asked me to guarantee  a loan for her and her husband to get a car.  Her husband was borrowing money to buy a car, and his credit has not been good, so to get the loan he … Continued

I am purchasing a house.  I just received my mortgage commitment, how soon should I anticipate closing?               Some of that answer depends on what the commitment says.  Some commitments contain a lot of contingencies, such as having the … Continued

  I am purchasing a house.  My Bank is requiring an Escrow for real property taxes, yet I also have to pay taxes at the closing.  Why do Bank’s require Escrow accounts, and why do I have to pay taxes … Continued

  Here are the HSWC pets of the week. Kallie Kallie is a 6 year old spayed female medium haired Calico kitty. She came to the shelter as a stray. She likes other cats and is learning about dogs while … Continued